Your Year in Israel
Your Hebrew Union College tuition fees include health insurance through
a local provider.
Health Coverage and Exclusions
STUDENT HEALTH INSURANCE INCLUDES:
Treatment by internists and specialists listed on the health provider lists.
Treatment in Israeli public hospital emergency rooms and clinics for up to
90 days a year; tests, x-rays,
medications, doctor's fees, surgeon, intensive care, anesthetist, angioplasty, pacemaker,
catheterization, general services.
Medicines, up to $200 per year.
Emergency dental treatment, up to $200 a year. Discounts for routine dental care.
STUDENT HEALTH INSURANCE DOES NOT COVER:
Any physical or emotional handicap, chronic illness or chronic condition that
existed before the student joined the health plan
Injuries sustained in road accidents (which are covered by automobile insurance
companies), work accidents, earthquakes, war, or terrorist attacks (which are covered
by the National Insurance Institute).
Supervision during pregnancy.
Students, 30 years old or above, who have not paid an additional fee for
Treatment outside of Israel.
Hospitalization for non-emergency treatment
AIDS or AIDS-related conditions
Sexually transmitted diseases
Helpful Hint: Students will be asked to sign a declaration that
they have not
withheld information concerning their health. Should the Health
Provider discover that information submitted about prior or chronic
conditions was incomplete, all coverage will be rescinded.
Private Health Coverage
Students who have a private health insurance policy should become familiar
with the details and terms of its coverage especially as related to
overseas coverage, and what the insurance company will need in order to
reimburse the student for overseas expenses.
The Office of Student Affairs recommends you maintain or take out private
health coverage (in addition to SHS) in the following circumstances:
If you have chronic illness or prior condition that may
If you are 30 years old or older
If you want or need cosmetic surgery during the
If you plan a pregnancy
If you prefer to use private clinics and doctors in Israel, you may be
reimbursed, depending on the type of private medical insurance policy you
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