HUC-JIR - Your Year in Israel

Your Year in Israel

Health Services

Your Hebrew Union College tuition fees include health insurance through a local provider.

Health Coverage and Exclusions

STUDENT HEALTH INSURANCE INCLUDES:

Treatment by internists and specialists listed on the health provider lists.

Treatment in Israeli public hospital emergency rooms and clinics for up to 90 days a year; tests, x-rays, medications, doctor's fees, surgeon, intensive care, anesthetist, angioplasty, pacemaker, catheterization, general services.

Medicines, up to $200 per year.

Emergency dental treatment, up to $200 a year. Discounts for routine dental care.

STUDENT HEALTH INSURANCE DOES NOT COVER:

Any physical or emotional handicap, chronic illness or chronic condition that existed before the student joined the health plan

Injuries sustained in road accidents (which are covered by automobile insurance companies), work accidents, earthquakes, war, or terrorist attacks (which are covered by the National Insurance Institute).

Supervision during pregnancy.

Students, 30 years old or above, who have not paid an additional fee for hospitalization.

Treatment outside of Israel.

Rehabilitation

Cosmetic Surgery

Organ Transplants

Hospitalization for non-emergency treatment

AIDS or AIDS-related conditions

Sexually transmitted diseases

Helpful Hint: Students will be asked to sign a declaration that they have not withheld information concerning their health. Should the Health Provider discover that information submitted about prior or chronic conditions was incomplete, all coverage will be rescinded.

Private Health Coverage

Students who have a private health insurance policy should become familiar with the details and terms of its coverage especially as related to overseas coverage, and what the insurance company will need in order to reimburse the student for overseas expenses.

The Office of Student Affairs recommends you maintain or take out private health coverage (in addition to SHS) in the following circumstances:

If you have chronic illness or prior condition that may require hospitalization

If you are 30 years old or older

If you want or need cosmetic surgery during the Year-in-Israel

If you plan a pregnancy

If you prefer to use private clinics and doctors in Israel, you may be reimbursed, depending on the type of private medical insurance policy you have.

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